4 Loans Like Possible Finance for Instant Credit

Possible Finance has recently redefined the way credit is handed out. Traditional banks still use a system that is decades old and not well-suited for today’s economy. While most banks are checking credit scores, payment history and such, Possible Finance is making it easier than ever to get fast funding. Loans like Possible Finance are becoming increasingly popular for their ease of access and their flexibility when it comes to poor credit scores.

They offer a few different options including a credit card, a cash advance service and repayment plans. Everything is handled remotely through their website or their mobile app, making it one of the trendiest financing companies of the 21st century. They don’t have any physical locations or stores, so if you plan on speaking with a representative face to face, these guys aren’t for you.

They mention that it’s a great option for people who want to increase their credit scores because they do report to the major credit bureaus. Just be sure you can pay whatever you borrow back in time, otherwise your score will go the other way – down. According to Possible Finance’s website, you won’t have to pay any interest or late fees when borrowing funds.

While they seem like a great option, they aren’t the only ones doing this. We found a few of their competitors that are lesser known, but just as amazing. Check below for our list of loans like Possible Finance that will allow you to get fast funding without the worries.


USANewLoan loans like possible finance

Click Here to Visit UsaNewLoan

Very similar to Possible Finance, UsaNewLoan provides you with an easy way to get cash advances even if you have a bad credit score. They make it a priority to offer funding that is unlike anything you’ve ever seen at a traditional bank. Everything is done online and fully remotely so you don’t have to go to any physical locations to sign paperwork. Filling out a small form (which takes about 10 minutes) is all you need to do. You’ll then be instantly shown various offers and it’s up to you whether or not you wish to accept the loan or not at that point.

The entire process is quick and you get approved within minutes. Another reason we consider them to offer loans like Possible Finance is because you can fill out the entire form from a mobile device – remember, Possible Finance has their mobile app, making both of these platforms alike. One area that UsaNewLoan surpasses Possible Finance is with the borrowing amounts – you can borrow as much as $5,000, allowing you to get much larger amounts.


  • Borrow between $100 to $5,000
  • Must earn at least $1,000 per month in income
  • OLA certified
  • Apply online or from a mobile device
  • Receive the funds within 24 hours
  • 100% remote application process


Click Here to Visit Dave

Dave is another excellent option among the loans like Possible Finance. It doesn’t offer you as much as UsaNewLoan, but it does allow you to get up to $500 sooner than expected. This works similarly to payday loans, where they provide you with funds, but they expect you to pay it back with your next pay’s deposit.

Dave offers a full banking solution with no overdraft fees, no credit checks and no interest rates. Additionally, when you setup direct deposit with your pay check, Dave can pay you up to 2 days sooner than expected. This is a great way to prevent missed payments. Their mobile app is also loaded with excellent tools like their budgeting feature, which really helps track your day to day finances.


  • Full banking suite with pay check advances
  • Get up to $500
  • Budgeting tools available in their app
  • No interest, credit checks or late fees


Click Here to Visit Earnin

Next up is Earnin – they offer loans like Possible Finance that have no hidden fees, no penalties and no waiting. That’s right, when you apply for funding and get approved, you get that money almost immediately. Everything is handled right within their app (available on both iOS and Android), making it very similar to Possible Finance, which also manages most of their procedures via a mobile app.

With Earnin, you can borrow up to $500 at every pay check interval. So if you get paid every other week, you could potentially borrow up to $1,000 per month. Earnin also has some cool additional features like being able to setup alerts for when your bank account reaches a certain amount. And just like Dave, Earnin allows you to get your pay check up to 2 days sooner.


  • Borrow up to $500 per pay check period
  • Get your pay check up to 2 days sooner
  • Available on Android & iOS
  • No hidden fees or penalties


Click Here to Visit Affirm

Last but not least is Affirm. Not quite the same as Possible Finance, but still worthy of being mentioned in this list. If you’re a little tight on cash but want to make a larger purchase, Affirm can make it easy for you to achieve this. They offer financing on a large variety of online stores, allowing you to buy now and pay later. Essentially, it takes your cart’s value and splits it over numerous payments (3, 6 or 12 months). So if you have a $1,200 purchase split over 12 months, you’ll just pay $100 per month (plus interest when applicable).

Affirm isn’t available everywhere online, but many websites use it. It’s also available in multiple countries including the USA and Canada. If you have a big purchase coming up and don’t know how to afford it right now, look into Affirm financing!


  • Not a loan – they offer purchase financing
  • Pay over 3, 6 or 12 months
  • Instant approvals
  • No late fees or penalties

What is Possible Finance?

Possible Finance is a financial technology company that provides small-dollar installment loans designed to help people build credit and improve their financial health. They offer an alternative to traditional payday loans and aim to provide fast, easy, and affordable access to credit for those who may not have access to traditional banking services. Possible Finance’s mobile app allows users to apply for loans, receive funds quickly, and make repayments conveniently. The company also offers credit education resources to help borrowers make informed financial decisions.

Is Possible Finance Legit?

Possible Finance is a legitimate financial service provider that offers small personal loans to individuals. They operate online and have a mobile app that allows users to apply for loans conveniently. The company is registered and regulated, ensuring that they comply with the necessary financial regulations. It is always a good idea to do your own research and read reviews before using any financial service.

How Long Does Possible Finance Take to Approve Loans?

Possible Finance typically takes a short amount of time to approve loan applications. The approval process can vary depending on various factors, such as the completeness of the application and the applicant’s creditworthiness. In general, Possible Finance aims to provide a decision within minutes after the application is submitted. However, please note that this information may vary, and it is always best to check directly with Possible Finance for the most accurate and up-to-date information.

Does Possible Finance Accept Chime Payments?

Possible Finance does not accept Chime as a form of payment. Possible Finance is a mobile lending platform that offers small personal loans, but they have their own payment methods and do not specifically accept Chime. If you are interested in using Possible Finance, I would recommend checking their website or contacting their customer support for more information on their accepted payment methods.

How Does Possible Finance Work?

Possible Finance is a financial technology company that offers small loans to individuals who may have difficulty accessing traditional banking services. Here’s how it works:

  1. Application process: To apply for a loan with Possible Finance, you need to download their mobile app from the App Store or Google Play Store. Once you’ve installed the app, you can create an account and start the application process.
  2. Eligibility requirements: Possible Finance considers various factors when determining your eligibility for a loan. This includes your income, spending patterns, and other financial information. They aim to provide loans to individuals who may not have a strong credit history or have been declined by traditional lenders.
  3. Loan approval: After completing the application, Possible Finance will review your information and make a loan decision. They use alternative data sources to assess your creditworthiness instead of relying solely on traditional credit scores.
  4. Loan terms: If your loan application is approved, Possible Finance will offer you loan terms, including the loan amount, interest rate, and repayment period. These terms may vary depending on your financial profile and the state you reside in.
  5. Repayment: Possible Finance offers flexible repayment options. You can choose to repay the loan in installments over a fixed period, typically ranging from a few weeks to a few months. The app allows you to set up automatic payments to ensure timely repayment.
  6. Building credit: One unique feature of Possible Finance is its credit-building program. By making regular and timely loan repayments, you can improve your credit score over time. Possible Finance reports loan repayment information to major credit bureaus, which can positively impact your credit history.

It’s important to note that the terms and conditions may vary based on your location and financial situation. Before using any financial service, it’s recommended to carefully review the terms and understand the costs associated with borrowing.

Final Thoughts

In summary, while Possible Finance may be a useful app for managing your finances, it’s beneficial to consider using other apps as well to diversify your financial tools, access specialized features, and cater to your personal preferences. Remember to choose apps that align with your specific financial goals and needs to maximize the effectiveness of your financial management system.

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